Rate Information
Dividends
Dividends are calculated by using the "Average Daily Balance" method. Dividends declared quarterly by your Board of Directors based on earnings for previous quarter.
Dividends cannot be guaranteed.
| Balance | Rate | APY |
| $0 - $4,999 | 0.60% | 0.60% |
| $5,000 - $9,999 | 1.10% | 1.10% |
| $10,000 - $19,999 | 1.60% | 1.61% |
| $20,000 - $49,999 | 2.50% | 2.52% |
| $50,000 - $99,999 | 3.00% | 3.03% |
Auto Rates
Below you can find some of our vehichle loan rates. To apply for a loan, click here
| Months | 72 | 60 | 54 | 48 | 36 |
| Rate | 6.75% | 6.25% | 6.15% | 6% | 5.5% |
| PMT Per $1000 | $16.93 | $19.45 | $21.25 | $23.49 | $30.20 |
These rates are for new and used vehichles.
Rates are based on your credit score.
Other Rates
We have listed some of other rate types below for your convenience. Feel free to get in touch with us for more information, or, to apply for a loan, click here.
| Signature Rates | 9.9% |
| Misc. Collateral (new) | 8.25% |
| Misc. Collateral (used) | 9.75% |
| Shared Secured | .5% less than auto rate |
| Christmas Special Loans | $500-$1000 |
